Dak Pay
Dak Pay is the official UPI and digital payments app from India Post Payments Bank and the Department of Posts. It connects your bank accounts so you can send and receive money directly from your mobile.
With this app you can pay merchants, settle bills, transfer funds and check balances using your India Post or other supported bank accounts in one place.
Indian Online Payment services such as Pay With Ring, WhatsApp Pay, or the new app. There are tons of features available in the new app. We are going to share all about it, which means you, can stay with us and get all the information.
You can download the Dak Pay APK directly from our website and install it on your Android phone or tablet to start using UPI and other digital banking services.
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App details
- App name
- Dak Pay
- Category
- Finance
- Version
- v2.3
- Size
- 46.9 MB
- Requirements
- 5.0 and Above
- Package name
- com.fss.ippbpsp
- Publisher
- India Post Payments Bank Ltd
- Price
- Free
- Mod
- No
- Downloads
- 78,353
- Rating
- 4.7 / 5
- Rating count
- 28,852
- Play Store
- Yes
- Requires root
- No
- Offline support
- No
- Contains ads
- No
- In-app purchases
- No
- Updated
- May 30, 2026
- Age rating
- Rated for 16+
Table of contents
What is Dak Pay App
Dak Pay is a UPI-based digital payments and banking app developed by India Post Payments Bank Ltd in collaboration with the Department of Posts. The app allows users in India to link bank accounts and perform everyday financial transactions from a single interface.
Once you register with your mobile number and complete verification, you can link eligible bank accounts associated with that number. Dak Pay then works as a unified hub where you can send and receive money, pay at shops using QR codes, and access basic banking services without visiting a physical branch.
The application focuses on digital financial inclusion, especially for last-mile users who rely on the India Post network. It supports interoperable UPI payments so you can transact with users and merchants across different banks that are connected to the UPI ecosystem.
Why download Dak Pay APK from our website
Downloading the Dak Pay APK from our website lets you get the available Android installer file quickly and start using the app without waiting for other distribution channels. You can keep a backup copy of the installer and reinstall it whenever you change or reset your device.
After installing the app, you can link multiple bank accounts, manage your balances, and make UPI payments from one place. The APK available on our website is intended for users who prefer manual installation and want direct access to the setup file for their Android phones or tablets.
If Dak Pay is not visible or easily accessible on your device’s app store, using the APK from our website can be a practical way to access the same digital payment features and UPI services.
How Dak Pay is useful for everyday payments
Dak Pay is designed to simplify everyday money management for users across India. By supporting UPI, it allows instant transfers between bank accounts, which is helpful for sending money to family, paying rent, or settling small business payments.
The app supports QR-based payments, so you can scan merchant codes at neighborhood stores, supermarkets, and other outlets instead of paying in cash. You can also use it to pay utility bills and other recurring payments, reducing the need to stand in queues or handle physical paperwork.
For users who rely on the India Post network, Dak Pay provides a digital extension of familiar postal and banking services. It combines UPI payments, basic account management, and notification alerts in one interface, which can be especially useful in areas where traditional banking access is limited.
How to download and install Dak Pay APK
You can download the Dak Pay APK file directly from our website and then install it manually on your Android device. Make sure you use your own device and keep your login details secure.
Follow these steps to get started:
Scroll to the download section on this page and tap the APK download button for Dak Pay.
Wait for the APK file to finish downloading to your Android phone or tablet.
Open your device settings and allow installation from unknown or external sources if prompted.
Locate the downloaded Dak Pay APK in your downloads folder and tap it.
Review the permissions and confirm the installation.
Once installed, open Dak Pay, register with your mobile number, and link your bank accounts.
After setup you can start using UPI, QR payments, and available banking services directly from the Dak Pay app.
Features
Unified UPI payments
Link eligible bank accounts and make UPI transfers directly from the app using your mobile number and UPI ID.
Multiple bank accounts
Add and manage more than one bank account so you can choose which account to use for each transaction.
Send and receive money
Transfer money instantly to friends, family, or businesses by UPI ID, mobile number, or bank details.
Scan and pay
Use the in-app QR code scanner to pay at shops, kirana stores, and other merchant outlets that accept UPI.
Digital wallet style experience
View linked accounts and transactions in one place for a wallet-like overview of your daily payments.
Bill and utility payments
Pay supported utility bills and other recurring payments through available payment options in the app.
Banking services access
Access select India Post Payments Bank services digitally, such as checking balances and viewing account details.
Security features
Protect your account with PIN and supported device security options like fingerprint where available.
Screenshots
Registration and account setup
After installing Dak Pay, you first need to register with the mobile number that is linked to your bank accounts. The app sends a verification message from your SIM to confirm ownership and then guides you through creating login credentials and a UPI PIN.
Once verification is complete, Dak Pay displays the bank accounts associated with your number that support UPI. You can select which accounts to link, set a primary account for payments, and configure security options such as app PIN and supported biometric unlock.
UPI payments and QR code usage
Dak Pay supports standard UPI payment flows. You can send money by entering a UPI ID, mobile number, or bank details, or by selecting contacts from within the app. For receiving money, you can share your UPI ID or show your QR code to the payer.
For in-store payments, you can use the Scan and Pay option to scan the merchant’s QR code and confirm the transaction from your linked bank account. This helps reduce cash handling and simplifies small-value purchases at neighborhood shops and larger outlets.
Security and privacy considerations
Dak Pay uses UPI rails provided by the Indian payments ecosystem, and transactions require authentication through UPI PIN. You should keep your PIN private, avoid sharing OTPs, and secure your phone with a screen lock.
For additional safety, always review transaction details before confirming payments and log out if you share your device. If you change your SIM or mobile number, revisit the registration steps to ensure your account remains correctly linked.
FAQs
Pros
- Official UPI and digital payments app from India Post Payments Bank
- Supports linking multiple bank accounts in one place
- Enables instant UPI transfers and QR code payments
- Useful for users in areas served by the India Post network
- Simple interface aimed at everyday financial transactions
Cons
- Available features are focused on users within India
- Requires internet connectivity for almost all functions
- Registration and use depend on a valid mobile number linked to bank accounts
- Feature set may feel basic compared to some larger payment apps
Conclusion
Dak Pay offers a straightforward way for users in India to access UPI payments and basic banking services through India Post Payments Bank. If you want a simple app to send and receive money, pay merchants, and manage linked accounts, you can download the Dak Pay APK from our website and start using it on your Android device.
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